Experts call the desire to save money in secret from your regular partner financial infidelity.
Agree: it’s unpleasant to find out that your significant other has their own savings.
What should you do if you find yourself in a similar situation?
Start with a discussion
The first thing you should do is talk to your partner. It is important that the conversation is calm and friendly.
The conversation is necessary to find out the reasons why your partner hides their savings. Find out what makes them afraid or wary.
As a result, you will be able to understand what needs to change in the relationship to eliminate this mistrust. For example, you can agree to discuss emerging fears immediately after they arise.
Set up rules for maintaining a common budget
You need to establish rules regarding your shared budget that are acceptable to both of you. Here are some possible options:
1. Equal contributions to joint expenses from both you and your partner. The remaining money can be spent as you see fit.
2. Fixed amount for personal expenses: decide on a weekly or monthly amount that will go towards your personal expenses, and send the rest to the common fund.
3. You can also contribute money to a joint account based on your income. Similar to the first option, but the contribution to the joint budget will not be the same.
4. Partners can also divide expenses by category. In this case, a joint account is not needed at all, since the husband, for example, can pay for food and utilities, and the wife - transportation and entertainment.
