In Belarus, another bank has begun providing loans for the purchase of domestic goods.
A preferential loan for the purchase of household appliances, furniture, and bicycles can be obtained from the Dabrabyt bank.
Earlier, Belarusbank launched similar lending. As life has shown, the new product was well received by the country's residents.
Credit terms
The press service of the bank "Dabrabyt" reported the launch of the preferential program "Credit for domestically produced goods".
The conditions are as follows: money for the purchase of Belarusian goods is provided at 4% per annum for a period of up to 36 months.
It is important that to obtain such a loan from this financial institution, guarantors and income certificates are not required.
And Belarusians can buy a lot of things with credit funds (29 types of products in total).
For example, electric scooters, bicycles, carpets, hair dryers, furniture, bed linen, washing machines, electric heating boilers, etc. are available for purchase on preferential loan terms.
The maximum amount of such a loan is 12,000 rubles.
However, if sets of wooden products for the construction of wooden houses are purchased, the limit is expanded to 20,000 rubles.
Who and how can get a loan
Any resident of the country who is not younger than 18 years old and not older than 68 years old at the end of the loan repayment period can receive a loan to purchase Belarusian goods.
Another condition: the borrower must have permanent registration in Belarus and at least 3 months of work experience at the last place of work.
To apply for a loan, which, by the way, is issued in non-cash form, you will need a passport or other identification document.
The press service of the bank "Dabrabyt" advises those wishing to apply for such a loan to first visit the store, select the desired product and take an invoice for payment or a purchase/sale agreement.
With these documents you should go to any branch of the bank. There you can also submit the corresponding application, which they promise to consider within an hour.
If the application is approved, a loan agreement is concluded with the bank, after which it transfers the money to the store.
All that remains is to pick up the already paid goods at the retail outlet.
