Every day a person has to spend money. Sometimes the purchase amount can be quite impressive.
Perhaps you often have to deal with such situations, and each of them ends in a nervous breakdown.
Of course, you need to save money, but everything should be in moderation. First of all, find out if you have a psychological problem.
You might say that you just don't want to "throw away" money. But spending money lightly means that you know how to manage it wisely.
For example, if you are willing to save up and spend a decent amount of money on something you really need, and you are not attracted to the idea that people leave most of their salaries in clubs, then you don’t have a problem.
However, if you can't calmly spend money even on the most necessary things, then think about how your inability to part with money is ruining your life.
There may be several options here. You deny yourself entertainment and rest, experience frequent stress and quarrel with loved ones, you have health problems, etc.
It might be worth putting aside a few thousand for warm boots instead of struggling with various diseases and pains in the legs.
Are a few hundred saved worth the psychological well-being of a child who wants to go somewhere with you on vacation? It is important to spend money on yourself and your loved ones. It should become a habit.
Start treating money differently. If you have not lived in the richest environment since childhood, then it is difficult for you to spend money even on something necessary. You are simply afraid to part with money, because you feel that you are dependent on it.
In this case, put aside a certain amount of money, and when you go shopping, remember that you have some reserve.
This way, you will weaken your fear a little. And over time, you will get rid of it completely.
Love yourself and your loved ones. Then you will be able to buy things for yourself that will improve the quality of your life, give gifts to your loved ones, go on vacation together, etc. Don't even allow yourself to think that you are unworthy of something.
Work through negative attitudes to get rid of them. Start with the idea that you, as a working person, can afford to spend your money. Set a goal for yourself. Just don't plan to earn as much as possible.
Money is just a tool to help you make your wishes come true.
Maybe you need some expensive thing, or you dream of visiting another country, improving your quality of life, etc. And thanks to the fact that you spend the money you earned, you will get what you want. Do not think that spending is the path to poverty.
When a person plans his purchases, he knows what he wants to buy and looks for ways to earn and save for what he wants. This allows him to improve his own life, frees him from imaginary fears.
Earlier I talked about how to stop living paycheck to paycheck .
