In order to lose weight, you need to prepare for serious and long-term work on yourself.
Losing weight is not just about counting calories and exercising.
A person has to literally fight with himself and his previous thinking.
Only your doctor can say for sure after examination and tests. Even then, the assurances will be temporary, as weight can have a long-term impact.
Therefore, you should not reassure yourself that at the moment there is no noticeable harm. It is better to bring your body mass index to the normal values.
It's hard to find a person who would really fit this statement. It's enough to just find your old successful photos and evaluate yourself objectively.
Moreover, beauty should not be the deciding factor in losing weight: your health should be the main goal.
Healthy products are usually cheaper than processed foods. So don't believe the stereotype that healthy eating is unaffordable.
If you plan your diet correctly, it can be quite affordable.