The range of stores is constantly expanding, and it seems that you can leave your entire salary if you allow yourself to buy everything you want.
You probably allow yourself to buy a few nice little things every time.
But are they really necessary?
It is possible that it is because of them that you have not been able to go on vacation or buy something more important for several years. But everything can be fixed.
Plan your expenses
You have already seen this point in all articles related to saving. And it is really important. Write a list of your expenses, highlight only the most important ones, analyze the rest. Perhaps you will want to cross out most of them, and mark some as non-urgent.
Write a shopping list
Go to the hypermarket only with a list. It is very easy to spend a lot of money in such stores and return home with bags filled with completely unnecessary products.
So make a list of what you really need. Buy products that you can cook something with. Otherwise, some of what you buy will simply spoil, and you will literally throw your money in the trash.
Put 10% of your income into savings
Then you won't be scared by unexpected expenses. You will also have a financial cushion, which is always necessary to have, especially in crisis situations.
Lead a healthy lifestyle
This will help you maintain excellent health and save a lot of money. Healthy products are cheaper than unhealthy ones.
Stop buying various snacks, carbonated and alcoholic drinks, quit smoking. This way you will save a decent amount of money that you can spend on something worthwhile.
Invite your friends home
It is not necessary to go to a cafe all the time, because you can get together at home.
Invite your friends over so you can relax and chat in a cozy atmosphere. You'll have a great time without spending a lot of money.
Earlier I told you how to get rich in one year.
