To create a financial cushion just in case, it is recommended to put aside a certain feasible amount every month.
These savings will help in an unforeseen situation, and will also allow you to make purchases that you have long dreamed of.
But not all people manage to put money aside every month, because some have a small salary, so it all goes to satisfying needs, for some, all the money goes to nowhere, because the person does not know how to save, and some do not understand at all why put money aside if it needs to be spent.
Yes, not everyone manages to put aside a certain amount every month, not everyone can afford to put something aside for future use in a particular month, but still, this is not a reason to forget about saving money altogether.
For example, if in one month you managed to put aside only 100 rubles, in another 500 rubles, in a third 200 rubles, it is still very good, because in the end, in 3 months the person saved 800 rubles, and that is a lot of money.
The main thing is to try to save wisely, not to limit yourself in the name of a bright future, not to try to put aside an equal amount of money every month, but as much as you can, but always strive for more, for example, try to find a part-time job or not to buy something that is not needed in principle.
It is still worth putting money aside every month, because it gives confidence that there is money, and if it is needed, a person knows where to get it.
It is always unpleasant when a person does not have the opportunity to spend money on something, because, apart from his salary, he has nothing else.
And even several sources of income will not help if a person suddenly falls ill or for other reasons is unable to work fully, so it is important for a person to have a reserve of money equal to 2-4 salaries in order to live comfortably for some time.
This helps you not to worry about tomorrow and to focus on fulfilling your destiny, rather than on surviving at any cost.
If you weren’t able to put anything aside in a particular month, don’t worry, it’s a reason to work hard next month.
You need to be flexible and be able to plan your expenses wisely, and not squander your money in the first days after your salary, especially when your income is not very high.
The more a person takes care of his money, the more of it he will have, because money loves to be handled carefully, gently, and not spent left and right, regardless of income level.
Earlier I talked about how to increase the financial return of a business.
