This question has been relevant at all times.
Many people find themselves unable to control their finances, and then have to listen to reproaches from relatives who do not understand why they are unable to use their money for its intended purpose.
As they say, money loves to be counted. Therefore, keep track of your expenses. For example, write down all your expenses in a notebook.
In this way, you can say that you discipline yourself. In a month, you will be able to review your records. They will help you understand how much money you received and how much you spent during the current period.
Then take the expenses you could do without. Calculate the amount you get and think about what you could buy with it. This way, you will awaken in yourself the desire to save.
Before you go to the store, decide what you need to buy. And take with you only the necessary amount. Such calculation is very important, otherwise you will spend extra money.
It is known that salaries are transferred to cards. And here you can go two ways: either withdraw all the money and pay in cash, or pay with a card.
They say that people are less willing to give away banknotes than spend virtual money. After all, in the latter case, you do not see your funds and may not notice how they were spent.
Perhaps someone in your family knows how to manage finances. In that case, give them your money, which will go towards household needs. And you can keep for yourself the amount that you will need for yourself.
You can divide the entire amount into periods. Let's say you earn 20 thousand a month. This means you can't spend more than 5000 a week. This method will seem harsh to you, but it is actually effective.
You may find it difficult to control yourself and want to take money from the next period. In this case, as suggested earlier, entrust your funds to a knowledgeable person.
Earlier I talked about how to increase the financial return of a business.
