The ability to save is important and useful, as it allows you to create a pleasant amount of savings.
These funds can later become a safety cushion or be spent on something expensive.
However, sometimes advice on saving money can cause depression.
A person needs a change of scenery and new impressions for a stable emotional state. That is why it is so pleasant to go on trips, buy coffee in new places, periodically go to restaurants, watch new films in cinemas and get acquainted with art in museums.
Leisure requires certain material investments, but they are not always as significant as they seem at first glance. It is wiser to reduce the number of leisure options, but not to completely abandon them.
If you deprive yourself of normal leisure time, you can actually bring yourself to depression.
You can convince yourself that cheap coffee is as aromatic and tasty as expensive coffee, or believe that buckwheat is no worse than quinoa, but this is just self-deception.
You shouldn't skimp on food, as it is the key to good health, good appearance and normal well-being.
You can eat a little more modestly, but don’t give up on truly healthy and tasty food that brings you pleasure.
Some people think that installments are the reason why money "flows away" into nowhere. But this is a wrong position. If you cannot afford to buy quality equipment or other items in one payment, then there is nothing wrong with installments.
It is better to buy an expensive refrigerator or toilet from a trusted manufacturer than to spend money on constant repairs later.