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How to Learn to Save Money Without Denying Yourself: The Japanese Method
02.10.2024 16:29
Savings, or accumulations, are not given to a person just like that. Money is usually found in those who know how to manage it.
Many people work, save, even deny themselves what they need, but in vain. The fact is that saving and increasing money must be done scientifically.
The Japanese have exactly this method, and they are happy to implement it in practice.
Japanese method
There is no need to worry about the difference in the worldview of the Japanese and Europeans, since saving according to this method will have to be done through conscious consumption and confident movement towards the goal.
How to proceed
1. Before you take your wallet out of your pocket, explore the options that will allow you to save on purchasing the product you need.
Explore offers from other suppliers, promotions, discounts.
2. To save on purchases, change your habits. For example, refuse a cup of coffee, if there is no goal to perk up. And so in everything, not just in food.
3. When you feel the urge to buy something just for the sake of buying it, give up the idea until you clearly understand that you need this thing.
How to deal with impulse buying
This is the most difficult question, because this is how most purchases are made.
So when you go to the store and when you approach the display window, ask yourself the following questions.
- Does purchasing depend on your mood and what it is like at the time of visiting the store?
- Is it possible to refuse to purchase a selected product?
- Did you decide to buy this product under the influence of advertising or someone else's advice?
- How long can I use the product or is it a one-time thing?
- Will you regret the purchase later?
And the last piece of advice
If you managed to save something on the purchase of a necessary item due to a promotion or discount, then these funds should be put into a piggy bank and not wasted.
