How to Stop Spending Money on Everything
When a person spends money endlessly on everything, he will not be able to save and will lose his bearings, he will start to think that he is allowed to do anything in terms of purchases, which is why loans and debts will become his faithful companions.
How can a person stop buying everything?
First, you need to get into the habit of making a shopping list, which will help you discipline yourself, not buy too much, and also not forget to buy what you need right now.
For example, a person goes to a grocery store, buys a lot of chocolates, but forgets to buy milk. A shopping list is a must-have for all people who want to save money and buy only what they need.
In addition, it is worth carefully considering whether this product is needed or is it just a whim and caprice. For example, why does a person need a hundred and fifth sweater if he already has a whole collection of sweaters.
You need to learn to slow yourself down and listen carefully to your inner voice, your true desires, because most purchases are made under the influence of the environment, when everyone has, and I want it too.
It should also be understood that a person begins to spend a lot of money when he feels bad, and he tries to plug his problems in different ways, for example, buy something and thereby acquire happiness, peace and harmony, but in reality, he gets absolutely nothing.
What you need here is a consultation with a psychologist, and you need to spend money on it, and not on new purchases.
Of course, it is tempting to buy everything when a person has free hands and money, but how will he use his purchases in the future? Will he be able to use them for their intended purpose or will they lie around unneeded and soon be sold or given away to those in need?
Don't forget about low-quality goods that won't last one season. Spending money is not a fun activity, but an understanding of what is needed now and what can wait or shouldn't be bought at all.
You need to cut your expenses wisely, first of all by giving up something harmful, such as cigarettes or excessive coffee consumption.
Also, don’t forget that everyone’s finances, even the richest ones, are limited, so don’t think that you can buy absolutely everything, and why would you?
To brag to friends? Or to avoid solving current problems by running away from them?
Nothing terrible will happen if a person does not allow himself a bun in a coffee shop, but he will save money that can be spent on something more substantial and necessary.
Earlier I talked about why anyone can become a millionaire.
