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3 Psychological Tricks That Will Teach You to Save Money
03.07.2024 19:20
Updated: 28.09.2024 01:32
Accumulating a large amount of money puts a person into stress even at the stage of thinking about this idea.
What can we say about the fact that many people simply cannot start doing this, as if something inside them is stopping them.
However, the fear of such a big commitment (and this is a commitment to yourself) can be easily overcome if you use the following psychological tricks.
Plan your savings in advance
It is quite difficult to part with money for savings that are here and now. But if you put money aside "without looking", then the chance to save for something immediately appears. Therefore, you can set up automatic deductions from your salary or any other income.
Thus, a person will save money and not put anything aside anywhere on his own.
It will be more difficult for those who receive all their income in cash, since it will not be possible to set up automatic payments to savings.
Then you need to initially determine for yourself the percentage or amount that must be put aside for savings. Parting with this money will, of course, be difficult, but it is worth it.
You can consider such savings as loan payments that must be made every month.
Use the period of maximum motivation to your advantage
Surely every person is familiar with the situation when, at a certain period, motivation is so strong that it pushes a person to make some life changes.
Most often, such periods occur on the eve of a holiday, the beginning of a month, or even before a birthday.
At this time, you want to change your life radically, which often happens if a person really takes advantage of such moments.
However, it is necessary to use motivation not only for some internal and external changes.
Such periods are also great for savings. After all, the desire to change your life will be great, and it will be much easier to decide to save money than at any other time.
At the same time, it is worth fixing savings as obligations. For example, set up the same automatic payment from any income or on certain days of the month.
Control of minor expenses
In fact, anyone can save money if they have everything in order with small expenses. And to keep them in order, they need to be carefully monitored.
For example, how much money do people spend on fast food or takeaway coffee per month? Quite a lot, if they are used to such purchases. Or people often decide to treat themselves to a chocolate bar when they go to the store hungry (for example, after work). But you can do without it, because you can have a full dinner at home.
Such seemingly small expenses at the end of the month lead to significant amounts that could easily be put aside for savings.
Therefore, if a person suffers from such spontaneous small purchases, they need to be controlled.
For example, you can set aside a small amount for a month, which can be spent on small things. But if the amount is exhausted and you want more, then the procedure for receiving money should be especially difficult, so that there is no desire to go through it.
Earlier we told you how citizens of Belarus can receive maternity capital in Russia.
